Services
The platform is built around TUAS as a unified account layer for diaspora users, local residents, SMEs, and partners. From there, Tengata expands into payments, FX, credit, investing, protection, cultural-development finance, and practical education.
TUAS is the shared account and compliance layer. The services below extend outward from that base so users can move from onboarding to sending, managing currencies, borrowing, protecting households, and investing without restarting the relationship every time.
This matters because Tengata is designed for both diaspora and local market participation, not only one corridor or one remittance use case.
TUAS
TUAS is the unified account layer across Tengata. It is designed to give individuals and businesses one onboarding path, one reusable identity and compliance profile, and one account experience across regions.
Tengata Pay
Tengata Pay covers the movement layer: sending money home, moving funds domestically, supporting wallet-style experiences, and enabling merchant and business payment flows with clearer tracking.
TengataFX
TengataFX is meant to help users understand corridor pricing, monitor currencies, and manage treasury decisions with more clarity before and after funds move.
Tengata Credit
Credit products are aimed at households, entrepreneurs, and SMEs that need responsible access to capital. The platform direction includes diaspora-backed models, working-capital support, and installment finance.
Tengata Invest
Tengata Invest is intended to help move users from senders to long-term participants in growth, with curated pathways into local, regional, and global opportunities rather than generic trading products.
Tengata Protect
Tengata Protect is the resilience layer. It is designed to help households and businesses access practical protection products through regulated partners as regional coverage expands.
TDCF
Tengata Cultural Development Finance is built to channel capital into cultural, creative, and community-building ventures that are often underserved by conventional finance.
Academy
Academy is the learning layer around the platform. It is meant to improve financial literacy, strengthen entrepreneurship, and help diaspora and local users make better-informed decisions.
Not every service is available in every market at the same time. Tengata's rollout depends on regional compliance, local partners, and product readiness. The platform direction is broad by design, but access will expand in stages rather than all at once.
